AIG Car Insurance Collision Only and AIG Car Insurance Complete: Quality Cover at a Lower Price

AIG Car Insurance Collision Only and AIG Car Insurance Complete: Quality Cover at a Lower Price

 Purchasing auto insurance can be pretty overwhelming. With a huge range of options to choose from, it can be difficult finding the right coverage to match your needs. Fret no more, we’re here to give you the highlights on why AIG Car Insurance Collision Only and AIG Car Insurance Complete might just be what you’re looking for in your next auto insurance policy.


       1. Always The Reliable Option

Since all vehicles must have auto insurance coverage in order to be used in Singapore, you would want to make sure that you pick the most reliable and trusted option available. With so many choices, it’s not always easy to figure it out on your own, which is why we’re here to share more about AIG’s innovative AIG Car Insurance Collision Only and AIG Car Insurance Complete.

The purpose of insurance is to protect you from financial losses arising from covered incidents. In the event of an accident – which is often a time of great stress – most customers would hope and expect their insurers to help alleviate their anxiety instead of adding to it. That is why you’ll be happy to know that when it comes to having claims approved, AIG has a 99.9% approval rate* for auto claims. With such a high claims approval rating, you can rest assured knowing that AIG will always endeavour to do right by you.

We understand that it is stressful for you to be kept waiting for your claim to be approved, with no deadline in sight. To avoid exacerbating an already stressful process, AIG keeps you updated in every stage of the processing of your claim – from the acknowledgement of claim, to the number of days required for your car to be repaired, to when your car will be ready for collection. AIG typically process and approves own damage auto claims within one working day.

AIG’s panel of authorised workshops are located across the island for added convenience. As a testament to the quality of repairs, AIG offers a policy lifetime repair guarantee for all repairs undertaken by their authorised workshops. This means that if there are any defects in workmanship and paintwork for your approved own damage accident repairs, AIG’s authorised workshops will promptly rectify such defects at no additional cost to you.


       2. Great Customer Reviews

We can all agree that reviews are just as important as personal recommendations. For AIG, their quality and reliable service are well endorsed. Let’s see what some of their auto insurance customers have to say+:

“Indeed, it has been a pleasure to work with AIG as they are very fair and just. They take the efforts and have the patience to understand the matter thoroughly and explain the processes. This is truly the best spirit of cooperation and support that is par excellence.”

Claims are proof of worthiness when one buys insurance. In this case, it was unfortunate that I had an accident but fortunate to have AIG insurance.” “The claims officer explained the processes well and worked closely with us to minimise the inconvenience caused by the accident created for us. My husband, who was the driver at the time, is very pleased with the handling process and advice provided.”

“As a car driver, I strongly support AIG. I guess AIG is the best insurance company in Singapore.”


       3. Quality Cover at a Lower Price

High quality doesn’t always have to come at a high price. With AIG Car Insurance Collision Only and AIG Car Insurance Complete, it is possible for you to reduce your upfront premiums in certain situations:

  • Age condition
    If you do not need to include younger drivers in your auto policy, you can enjoy lower premiums by limiting the coverage of your policy to drivers aged 30, 35 or 40 years and above – the higher the age condition, the lower your premium.
  • Annual Mileage
    Not driving your car frequently? Limit your annual mileage to under 10,000 kilometres to enjoy lower premium upfront.

As accidents involving collisions with other vehicles are the most common type of claims for auto insurance, AIG has leveraged on this insight to help drivers save more by introducing the AIG Car Insurance Collision Only plan. AIG is the only insurer to offer this type of plan in Singapore.

While AIG Car Insurance Complete provides comprehensive coverage, drivers who are looking to save more can consider AIG Car Insurance Collision Only. Below is a comparison of AIG Car Insurance Collision Only and AIG Car Insurance Complete.


  AIG Car Insurance Collision Only AIG Car Insurance Complete
Your car collides with another vehicle and is damaged


Yes Yes
Your car catches fire as a result of an accidental collision with another vehicle Yes Yes
Your car is damaged when it is involved in a hit-and-run incident with another vehicle while it was parked Yes Yes
Your car collides into an object e.g. a lamp post  





Your car is vandalised or stolen Yes
Your car is damaged due to a flood Yes
Your car is damaged by a falling object e.g. tree branch Yes
Your car windscreen is damaged with no other damage to the car Yes


With AIG Car Insurance Collision Only, you still get quality coverage and service, but at a lower price point. Find out more about the plans here.


Better To Be Safe Than Sorry

But wait! That’s not all. If you like what you’ve read so far but still require another reason to get on board, here’s another incentive for you. AIG is offering up to $350 in petrol vouchers when you purchase an AIG Car Insurance Complete plan or AIG Collision Only plan by 31 May 2022. Terms and conditions apply.

If your auto insurance is more than three months away from its expiration date and isn’t up for renewal, you can leave your details here for AIG to contact you one to two months prior to the renewal of your existing policy with their best offer. Give your future self a gift you can pat yourself on the back for – select AIG as your auto insurance provider as sometimes life on the road can be a bumpy ride.

“AIG is committed to finding innovative solutions and providing drivers with quality service that never falters. Our deep expertise and data-driven insights allow us to deliver quality insurance cover that is tailored to the needs of our customers so that they can achieve their protection goals with confidence.”

  • Manik Bucha, Head of Personal Insurance at AIG



*Statistic provided by AIG Singapore , as of 2021 for own damage claims

+The testimonials were submitted to AIG as direct feedback from their customers. Some of the feedback has been grammatically/typographically edited or shortened for editorial purposes. The views and opinions contained in the testimonials belong solely to the individual customers who are not paid or otherwise compensated for providing their feedback.

AIG Car Insurance Collision Only and AIG Car Insurance Complete are underwritten by AIG Asia Pacific Insurance Pte. Ltd. AIG Car Insurance Collision Only and AIG Car Insurance Complete are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact AIG Asia Pacific Insurance Pte. Ltd. or visit the AIG, GIA or SDIC websites ( or or

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